Financial Planning

Financial planning is the process of meeting your life goals through the proper management of your finances. Life goals can include buying a home, saving for your child's education, planning for retirement or succession and estate planning.

The process involves gathering relevant financial information, setting life goals, examining your current financial status and coming up with a strategy or plan for how you can meet your goals given your current situation and future plans. 

Retirement Planning

We can develop an individual retirement strategy for you, advising on pension forecasts, contribution amounts, tax advantages, investments to hold and the how to take benefits in the most appropriate way, allowing you to benefit from our expertise and qualifications.

We have specialist knowledge in Self Invested Personal Pensions and the purchase of commercial property using pension funds. We often advise company directors and shareholders how best to utilse the pension options and benefits at their disposal.



Savings and Investments

Managing your savings and investments in line with your circumstances, objectives and attitude to risk is a crucial part to managing and preserving your wealth. The asset allocation of your portfolio and its underlying holdings will be designed to meet your specific objectives. Our principal Trystan Lewis has a wealth of experience in managing investment portfolios for high net worth inviduals and makes active and efficient use of available tax allowances.

Inheritance Tax Mitigation

There are lots of options for estate planning but the first step must be to consider what you are trying to achieve. Helping you protect your wealth is an important part of what we do, and one thing is certain, you need to plan to protect your wealth from a potential Inheritance Tax (IHT) liability.



Long Term Care Fees

Meeting the cost of residential and nursing care in old age is a growing issue for thousands of people in the UK. As life expectancy continues to increase, more of us can expect to require some form of long term care. While the state can help, it is limited and many people find themselves in a position where they have to partly or fully fund their own costs.